In the property world, there are many important documents and one, in particular, relates to whether or not a property has any financial or legal obligations. This official document is known as the IGRS Encumbrance Certificate (EC). A property, with a fully authorized and signed off IGRS Encumbrance Certificate, can be submitted as proof that the property has no financial or legal liabilities. The importance of this document comes into play should the owner of a property wish to sell that property. The IGRS Encumbrance Certificate clearly identifies the seller as the owner, with the right to sell, and that this person has the clear title to the properties ownership. This, in turn, means ownership can change hands without any concerns related to any kind of litigation. Historical details related to the property, such as financial and legal transactions are, for a specified period of time normally included within the IGRS Encumbrance Certificate to provide a clear picture for all concerned parties about what has happened with the property.
The Registration and Stamp Department issues IGRS Encumbrance Certificates in Andhra Pradesh and in this article the certificate application procedures will be reviewed.
For more information look at these links:
1. Pahani or Adangal – Andhra Pradesh
2. Andhra Pradesh Property Registration
SIGNIFICANCE OF ENCUMBRANCE CERTIFICATES
The four (4) bullet points below highlight the significance of IGRS Encumbrance Certificates.
• 1. Mandatory Requirement: For the construction of a house, or property purchase, the Encumbrance Certificate, igrs ap gov in, is a mandatory requirement to activate a Provident Fund Withdrawal.
• 2. Property Loans: All financial institutions, including banks, require an Encumbrance Certificate to enable the owner to make a loan application. The reason for this is confirmation that the property is not already ready mortgaged or subject to any other legal obligations.
• 3. Property Tax: If there is a situation, where property tax is outstanding for a period of time, normally more than three (3) years. This needs to be acknowledged with the Village/Panchayat Officer who will require the Encumbrance Certificate, igrs ap gov in, to update the tax records.
• 4. Transfer Requirement: The Encumbrance Certificate is required as proof of title ownership for a property transfer.
IGRS ENCUMBRANCE CERTIFICATE DETAILS
The seven (7) bullet points detailed below are all related to the Encumbrance Certificate.
• 1. Property Details: The Encumbrance Certificate, ec ap, includes all details related to the property.
• 2. Property Owner: The Encumbrance Certificate, igrs ap gov in, will include the name of the property owner.
• 3. Loan/Mortgage: In circumstances, where land or property has been purchased with a loan. Full details will be included in the Encumbrance Certificate.
• 4. Property Description: Full property descriptions, as described in the Sales Deeds, will be recorded in the Encumbrance Certificates.
• 5. Gift Settlements: If a property or land has been provided as a gift all the gift deed details will be recorded in the Encumbrance Certificate.
• 6. Release Deeds: In situations where more than one party has purchased land or property, and one person would like to be released from the land or property, all Release Deed details are included in the Encumbrance Certificate.
• 7. Property Transactions: If a property is used, in any shape or form for any kind of business transactions, full details related to this need to be added to the Encumbrance Certificate, ec ap, in chronological order.
ENCUMBRANCE CERTIFICATE FEES AND PROCESSING TIME
All fees related to Andhra Pradesh, for performing property or land searches, are listed below. The processing time is one (1) day which means you should be able to collect the Encumbrance Certificate, ec ap, on the same day as the application
S.No, Service Fee
1 Up to 30 years Rs. 200
2 More than 30 years Rs. 500
Andhra Pradesh Encumbrance Certificates, issued from January 1983, can be accessed online via the Andhra Pradesh Registration Department’s website. Encumbrance Certificates issued before this date are more difficult to search and will mean a visit to the SRO relevant office. Document or memo numbers can be used to activate searches for Encumbrance Certificates.
HOW TO FIND ENCUMBRANCE CERTIFICATES
For IGRS Encumbrance Certificate searches online go to Andhra Pradesh IGRS page and select the Encumbrance Search EC button on the right-hand side services section under the list of transactions.
Andhra Pradesh Encumbrance Certificate Picture 1
Andhra Pradesh Encumbrance Certificate Picture 2
HOW TO SEARCH FOR ONLINE ENCUMBRANCE DOCUMENTS
• Step 1. Click on the document number.
• Step 2. Click on the registration year
• Step 3. Input the registered SRO
• Step 4. Select captcha and submit.
Andhra Pradesh Encumbrance Certificate Picture 3
HOW TO SEARCH FOR A MEMO NUMBER ENCUMBRANCE DOCUMENTS
• Step 1. From the dropdown menu click on the relevant memo number.
• Step 2. Pick the registration year.
• Step 3. Enter the registered SRO.
• Step 4. Select captcha and submit.
Andhra Pradesh Encumbrance Certificate Picture 4
HOW TO SEARCH FOR A NONE OPTION NUMBER ENCUMBRANCE DOCUMENTS
For none option selection searches. Select the none option search and follow the steps detailed below from the page you are directed to:
• 1. The EC – District.
• 2. The EC – Registered name.
• 3. The EC – Building Details
• 4. The EC – Site/Agriculture Land Details
• 5. The EC – Boundary Details
• 6. The EC – SRO
Andhra Pradesh Encumbrance Certificate Picture 5
When all the details have been completed the captcha code needs to be entered and then submitted which will display the eEC details.
After providing details enter captcha code and click on submit. The eEC statement will be displayed.
MEESEVA FRANCHISE – IGRS ENCUMBRANCE CERTIFICATE APPLICATIONS AND PROCESS
For MeeSeva Franchise IGRS Encumbrance Certificate applications follow the guideline listed below:
• Step 1. MeeSeva Office: Go to you MeeSeva Franchise office that is nearest to your location.
• Step 2. Application Submission: Make sure the Encumbrance Certificate application form is fully completed, as per all the relevant guidelines, and that all required back up documents are attached.
• Step 3. Delivery Requirement: Confirm the method of the Encumbrance Certificate delivery, to you, with MeeSeva Franchise.
• Step 4. Payment Procedure: For the Encumbrance Certificate application pay the required fee direct to the MeeSeva officer.
• Step 5. MeeSeva Process: The Encumbrance Certificate application will be dealt with by the Andhra Pradesh Registration Department with status application updates sent by SMS to the registered applicant.
• Step 6. Process Verification: When the application has been successfully verified, as per all the required procedures by the Sub Register Officer (SRO), the Encumbrance Certificate complete SMS will be sent to the mobile telephone number registered with the application.
ENCUMBRANCE CERTIFICATE COLLECTION
The IGRS Encumbrance Certificate will be sent to the applicant once the SRO team have approved the application. If the delivery type requested is Speed Post Local/ Non-Local the MeeSeva Franchise will use their courier service. If the delivery method selected is manual the Encumbrance certificate can be collected from the MeeSeva Franchise location where the application was presented.
ONLINE ENCUMBRANCE CERTIFICATES – IGRS APPLICATIONS
To download IGRS Encumbrance Certificates online follow the steps detailed below:
• Step 1. Official Website: Visit the Andhra Pradesh Registration and Stamp Department.
• Step 2. From the Homepage: Select the online Encumbrance Certificate, igrs ec, option which will forward you to the next page.
Andhra Pradesh Encumbrance Certificate Picture 6
• Step 3. Non IGRS Members: Complete the website registration which will allow IGRS Encumbrance Certificates, igrs ec, to be downloaded. Select the ‘Click Here’ button which will enable registration.
Andhra Pradesh Encumbrance Certificate Picture 7
• Step 4. Details: All details need to be entered for the following:
4.1. Andhra Number
4.2. Name
4.3. Password
4.4 E-mail address
4.5 Address
4.6 Mobile Number
4.7. User ID
Once this task has been completed enter the submit button.
Andhra Pradesh Encumbrance Certificate Picture 8
Step 5. User Password: An SMS will be sent to the registered mobile phone number included on the Encumbrance Certificate AP application form. This will include all the applicants’ unique identifications such as the unique username and OTP (one-time password). Insert the OTP, captcha, and submit.
• Step 6. Select Encumbrance Certificate: Within the online public services once you have reached this page.
Andhra Pradesh Encumbrance Certificate Picture 9
• Step 7. On the New Page: Follow the steps below to receive the Encumbrance Certificate.
7.1. The SRO name and appropriate code.
7.2. The Application document number.
7.3. The application registration year.
7.4 Click on submit.
• Step 8. Property Details. Once step 7.4 has been actioned property details will appear on the screen. The page after this will include signed and unsigned Encumbrance Certificate, igrs ec, options.
• Step 9. Unsigned Certificate Option. By selecting the unsigned Encumbrance Certificate link you will be taken to the next page.
• Step 10. Select All. On the left side of the page click on the select all option button.
To print the IGRS Encumbrance Certificate AP activate the print button for all details related to the Encumbrance Certificate.
Note: Steps 9 and 10 are omitted if you select the signed certificate option. An OTP will be received by the mobile phone number included on the Encumbrance Certificate AP application after selecting the signed certificate option. Enter the details and receive your signed IGRS Encumbrance Certificate.
To print the IGRS Encumbrance Certificate AP activate the print button for all details related to the Encumbrance Certificate.
